He has a Master's degree in Finance and a degree in Management from ISCTE-IUL. He was a strategic consultant at Millennium bcp in Portugal and Poland, and was involved in several transformational projects, from the redefinition of the distribution model to the Bank's 3,000 M€ Restructuring Plan, presented to the Bank of Portugal and the Directores of General European Competition. He is a mentor at Junior Achievement in the monitoring and creation of start-ups. Currently he is responsible for projecting the Bank's financial margin to support the Board of Directors and for external reporting. Since 2010, he is a lecturer of Finance at ISCTE-IUL, and author of scientific articles in the area of capital markets efficiency.