José Timóteo was born in Lisbon in 1963.
He has a degree in Banking Management and 39 years' experience in banking.
In 2001 he took on management roles at Caixa Geral de Depósitos in the Channels area and in 2015 in Operations, being responsible for and promoting the implementation of Quality Management Systems in these areas, within the scope of ISO 9001:2015 Certification.
Lecturer at the Instituto Superior de Gestão Bancária from 1998 to 2020, in the areas of Financial Control and Analysis and Financial Accounting, with the title of Specialist, in the Banking Management and Organization and Information Systems Courses.
He was Coordinator of Curricular Units in these areas and Member of the Pedagogical Council between 2006 and 2014.