Since 2022 at BPI, where has led the creation of a Centre of Excellence in Artificial Intelligence, promoting an ‘AI first’ transformation, with a focus on hyper-personalisation, predictive AI, Doc AI and GenAI. In 2023, he received the ‘Data Executive of the Year’ award from the DSPA.
His career in finance (Banif Investimento, Ministry of Finance), before joining McKinsey & Company. He then led business development in a family office, where he founded the start-up Machrent, now in the Top 3 in the equipment hire sector. In 2011, he returned to McKinsey, where he became Associate Principal, with projects in Portugal, Spain, Brazil and Angola, focussing on Marketing & Sales in the Banking and Telecommunications sectors. He was also global co-leader of an Advanced Analytics and Machine Learning hub.
In 2016, Ricardo joined SIBS, where he led the commercial and product areas, standing out for the launch of MB WAY and the implementation of Artificial Intelligence that reduced online fraud by more than 50 per cent.
Degree's law from the University of Lisbon, a Mini-MBA (McKinsey, INSEAD, Kellogg, Harvard) and a postgraduate qualification in Applied Data Science from MIT.
